Should I Buy This Right Now?

A structured check for urgency and impulse risk — nothing more, nothing less.

Is this purchase required to meet a real need right now?

Is there an external deadline if this is not purchased today?

If you delay this purchase, will price or availability change in a way that meaningfully affects the decision?

Would making this purchase reduce an existing problem?

If you do not buy this today, is the decision easy to reverse later?

Are you currently tired, stressed, bored, or emotionally elevated?